Equiti is a Jordanian-founded, Dubai-run brokerage group holding seven licences across seven jurisdictions — a spread that very few mid-sized brokers match. The complication, and the reason this review scores lower than the licence count suggests, is that the two strongest licences do not cover retail clients. We opened live Standard and Premier accounts, placed more than 40 trades, funded and withdrew through three routes, and contacted support repeatedly over three weeks in the first quarter of 2026.
Disclosure: we may earn a commission if you open an account through links on this page. It does not affect our scores, our findings or where a broker ranks. Read how we make money.
| Overall rating | 6.8/10 |
|---|---|
| Founded | 2008, Amman, Jordan |
| Headquarters | Amman, Jordan; principal operating office in Dubai, with London, Nairobi, Yerevan and Miami |
| Licences | FCA UK 528328 · CySEC 415/22 · SCA UAE 20200000026 · JSC Jordan 50248 · FSA Seychelles SD064 · CMA Kenya 107 · CBA Armenia 0011 |
| Retail clients trade under | Seychelles, UAE, Jordan or Kenya. The FCA and CySEC entities take professional clients and eligible counterparties only |
| Minimum deposit | $0 (Classic), $100 (Standard), $3,000 (Premier) |
| Spread from | 0.0 pips (Premier, plus $3.50 per lot per side) |
| Maximum leverage | 1:500 |
| Instruments | 1,500+ |
| Swap-free account | Yes — no swap and no admin fee on deposits up to $25,000, MetaTrader 5 only |
| Retail loss rate | Not published by Equiti for the entity retail clients use; not verified at the time of publication |
Pros and cons
What works
- Seven active licences across seven jurisdictions, all independently verifiable, and a 17-year operating history with no enforcement action, fine or licence condition found against any group entity
- One of the more generous swap-free offers we have assessed: no swap charge and no substitute admin fee on deposit balances up to $25,000, with profits that push the balance past that line not triggering conversion
- Withdrawals behaved exactly as advertised in testing — a $300 card withdrawal requested at 10am was confirmed within four hours and paid in two business days
- Free deposits on every route, free card and domestic bank withdrawals, and a broad funding menu including Apple Pay, Google Pay and crypto
- 1,500+ instruments including MENA-listed shares, which is unusual outside regional brokers
What does not
- The FCA and CySEC entities are professional-clients-only. A retail client, wherever they live, is onboarded by an offshore or regional entity with no FSCS and no ICF cover — the headline licences are not the reader’s licences
- Best pricing is gated behind a $3,000 Premier minimum, against $200 at Pepperstone for a comparable raw-spread account
- Equiti’s own published schedule reserves the right to charge 0.5% to 1% on withdrawals from accounts showing “low, inactive, non-performing, suspicious or irregular” activity — an unusually broad and unbounded clause
- Research is thin: no Autochartist, no Trading Central, no TradingView integration and no in-house analyst output
- Trustpilot sits at 3.6/5 across 276 reviews, with withdrawal delays and account closures the recurring complaint themes
Company information
Equiti was founded in Amman in 2008 by Iskandar Najjar and Mohammed Al Ahmad Ketmawi, initially as a Jordanian brokerage licensed by the Jordan Securities Commission. It expanded outward from there rather than the other way round, adding UK, UAE, Cyprus, Seychelles, Kenyan and Armenian licences over the following decade and a half. Najjar remains group chief executive.
The registered headquarters is still Amman, but the operational centre of gravity is Dubai, where the group employs more than 80 staff. There are further offices in London, Nairobi, Yerevan and Miami. In practice, almost every day-to-day interaction we had during testing was handled out of Dubai.
Ownership is unchanged as at our verification date: Equiti is privately held through a Jersey holding company, with the co-founders retaining significant stakes alongside senior management and early investors. Its acquisition of digital-payments provider Cloud Invest is an expansion, not a change of control — the distinction we look for whenever we re-verify our broker reviews.
Who this broker suits (and who it does not)
Equiti fits an active trader who has $3,000 to put behind a Premier account, wants a wide instrument list including regional shares, and is comfortable trading under an offshore or regional regulator. It fits particularly well if swap-free terms matter to you and your balance sits under $25,000, because the offer at that level is better than most.
It does not fit a reader whose main criterion is the strength of the regulator holding their money. If you are in the UK, the EU or Australia and you want to trade under a domestic licence with a compensation scheme behind it, Equiti cannot give you that as a retail client — and several of the brokers we cover can. It also does not fit a beginner who wants to be taught: the educational and research material is the weakest part of the offer.
Licensing and regulation
We re-verified every licence directly against the regulators’ own registers on 27 July 2026. All seven are active, and every number below is independently checkable.
| Legal entity | Regulator | Licence | Clients served |
|---|---|---|---|
| Equiti Capital UK Limited | FCA (United Kingdom) | 528328 | Professional and eligible counterparty only |
| Equiti Global Markets Ltd | CySEC (Cyprus) | 415/22 | Professional and eligible counterparty only |
| Equiti Securities Currencies Brokers LLC | SCA (United Arab Emirates) | 20200000026 | Retail and professional |
| Equiti Group Limited Jordan | JSC (Jordan) | 50248 | Retail and professional |
| Equiti Brokerage (Seychelles) Limited | FSA (Seychelles) | SD064 | Retail and professional |
| EGM Securities Limited (FXPesa) | CMA (Kenya) | 107 | Retail and professional |
| Equiti AM CJSC | Central Bank of Armenia | 0011 | Retail and professional |
The fourth column is the finding that matters and it is easy to miss. Equiti Capital UK Limited states that its products are directed at professional and eligible counterparty clients. Equiti Global Markets Ltd, the Cyprus entity, states that its products are deemed unsuitable for retail clients. Both are real, active, tier-one authorisations — and neither is available to a retail trader. You can confirm the UK entry yourself on the FCA register.
What that means in practice: a retail account opened through equiti.com is held by the Seychelles, UAE, Jordanian or Kenyan entity depending on where you live. The Seychelles entity, which serves most of the world outside those regional markets, excludes residents of the United States, Belgium, Canada and Japan. A UK or EU retail client who opens an account is trading offshore, not under the FCA or CySEC licence in the table above.
The SCA licence is worth calling out on its own terms. Equiti was among the first firms authorised when the UAE Securities and Commodities Authority launched its OTC derivatives framework in April 2022, and that licence does cover retail clients with mandatory client-money segregation behind it. It is a genuine regional regulator, not a rubber stamp — it is simply not the FCA.
Warnings on the register
We found no warning, fraud alert, suspension, licence condition, fine or open enforcement proceeding against any Equiti entity. We did find impersonators. The FCA warning list carries at least two unauthorised firms cloning Equiti Capital UK Limited and quoting its genuine reference number 528328: “M.Success FX”, published in June 2019, which claimed a fictitious corporate link and 200,000 clients, and “FX-DIGITAL” at fx-digital.com, published in January 2025. Third-party trackers also list an entity styled “Equiti Capital Markets” as a suspected clone.
These are warnings about Equiti’s name, not against Equiti. They are also a live risk to readers, because a clone quoting a real reference number checks out on a superficial search. Confirm the domain is equiti.com and search the number on the regulator’s own register rather than trusting one quoted to you in an email. One further point of hygiene: the FCA warning against “Equitos Group” is a different, unrelated South African firm — we checked it directly because several aggregator sites conflate the two.
Opening an account and verification
When we opened accounts in February 2026, the process ran entirely online and took between 15 and 25 minutes depending on how quickly documents came to hand. It follows the standard sequence: personal details, an appropriateness questionnaire covering trading experience, income source and risk tolerance, then identity and address verification.
We uploaded a valid passport and a recent utility bill. Approval came through in four hours on a normal business day, which is quick — several competitors take two to three days for the same checks. Account type and the swap-free option are both selectable during registration, so there is no follow-up conversation with support to switch afterwards.
Base currency is chosen at this stage and is not casually changed later. Standard and Premier can be denominated in USD, AED, GBP or EUR; Classic offers USD and AED; Micro is USD only. Funding outside your base currency costs a conversion charge each time.
Account types
Four live account types, plus the swap-free variant. We opened Standard and Premier to compare the two most relevant tiers under real conditions.
| Feature | Classic | Standard | Premier | Micro |
|---|---|---|---|---|
| Minimum deposit | $0 | $100 | $3,000 | $0 |
| Average EUR/USD spread | 1.6 pips | 1.4 pips | From 0.0 pips | Variable |
| Commission | None | None | $3.50 per lot per side | None |
| Maximum leverage | 1:500 | 1:500 | 1:500 | 1:500 |
| Minimum lot | 0.01 | 0.01 | 0.01 | 0.01 |
| Platforms | MT4, MT5, Equiti Trader | MT4, MT5, Equiti Trader | MT4, MT5, Equiti Trader | MT4, MT5, Equiti Trader |
| Base currencies | USD, AED | USD, AED, GBP, EUR | USD, AED, GBP, EUR | USD |
Standard is the sensible default for most people: $100 to open, 1.4 pips on EUR/USD, no commission. Classic’s zero minimum looks friendlier but the wider 1.6-pip average makes it the more expensive account for anyone who trades with any regularity — the barrier to entry is lower and the running cost is higher, which is the wrong way round for a beginner.
Premier is where the pricing gets competitive, and it is walled off behind $3,000. That is a real constraint. Pepperstone’s Razor account offers raw spreads from $200 and XM’s low-spread tier has no comparable barrier, so a trader with $1,000 who wants tight pricing simply has better options elsewhere.
Swap-free accounts
Swap-free trading matters to two groups: traders who need to avoid interest for religious reasons, and anyone holding positions for weeks who does not want a daily financing charge eroding the trade. Equiti’s version is one of the better ones we have assessed, because it does not simply move the cost. The Swap-Free Mini account removes overnight swap and the substitute administration fee most brokers introduce in its place, on deposit balances up to $25,000. Competitors typically waive swap for one to three days, then charge an admin fee costing roughly what the swap would have.
- Deposit balance under $25,000: no swap charge and no admin fee
- Balance crosses $25,000 through trading profits: the account stays Swap-Free Mini and stays fee-free
- Balance crosses $25,000 through further deposits: it converts to a standard swap-free account, where positions held beyond the grace period do attract admin fees
- Available on Standard and Premier accounts
- MetaTrader 5 only
- Covers major currencies, precious metals and indices — not the full 1,500+ instrument range
Those last two lines are the limitations, and they were not in our original assessment. If you want swap-free terms on shares, crypto CFDs or minor pairs, or you prefer MT4, this account does not reach you. Grace periods and admin-fee schedules above the threshold vary by instrument and are set out in Equiti’s terms rather than summarised on the account page, which is less transparent than it should be.
Fees and trading costs
Trading cost is the number that compounds, so we measured it rather than reading it off a marketing page. All spread figures below were sampled on Standard accounts in February 2026, across the London and New York sessions and the overlap, with three competitors measured alongside.
Spreads
| Instrument | Equiti (Standard) | Amana Capital | XM (Standard) | Pepperstone (Standard) |
|---|---|---|---|---|
| EUR/USD | 1.4 pips | 1.4 pips | 1.6 pips | 1.0 pips |
| GBP/USD | 1.8 pips | 1.9 pips | 2.1 pips | 1.3 pips |
| USD/JPY | 1.5 pips | 1.6 pips | 1.6 pips | 1.1 pips |
| AUD/USD | 1.6 pips | 1.7 pips | 1.8 pips | 1.2 pips |
| USD/CHF | 1.7 pips | 1.8 pips | 2.0 pips | 1.4 pips |
| Gold (XAU/USD) | 28 cents | 30 cents | 25 cents | 20 cents |
| Oil (WTI) | $0.04 | $0.05 | $0.04 | $0.03 |
Equiti beat XM and Amana on most majors and lost to Pepperstone on all of them. The margin over Amana was about a tenth of a pip on the majors, and our Amana review measured the same gap. The gap to Pepperstone runs at 0.3 to 0.5 pips per trade, which is invisible on a single position and material across a hundred. If you trade often and cost is your first criterion, that comparison should decide it.
Spreads widened predictably around the Asian open and around scheduled data — during the February 2026 ECB rate decision, EUR/USD went from 1.4 pips to 3.2 pips. Normal behaviour rather than a criticism, but worth knowing before you plan to trade a release.
Commission and overnight financing
Classic, Standard and Micro are spread-only with no commission. Premier charges $3.50 per lot per side — $7 round-turn on a standard lot — which matches Pepperstone’s Razor account and sits at the industry norm.
Overnight financing tracks prevailing rates and updates daily. On a one-lot EUR/USD long held overnight in February 2026 we were charged roughly -$6.50. Wednesday carries a triple charge to cover the weekend, which is standard practice across the industry.
Funding fees, inactivity and one clause worth reading
Deposits are free on every route Equiti offers. Withdrawals split: cards free, domestic bank transfer free, international bank transfer $30, and Skrill or Neteller at 1% capped at $30.
Then there is the clause. Equiti’s own published schedule states that withdrawal fees of 0.5% to 1% may be charged where an account shows “low, inactive, non-performing, suspicious or irregular trading activity”. That wording is unusually broad — “low” and “non-performing” are not defined, and it converts a nominally free withdrawal into a variable one at the firm’s discretion. We were not charged it, and most clients will not be, but it is the sort of term that generates the withdrawal complaints Equiti attracts on review sites, and it belongs in any honest cost assessment.
On dormancy specifically: our earlier assessment recorded a monthly inactivity fee triggered after 180 days without trading, with the amount set in the client agreement. We could not confirm either the trigger or the amount against a published fee schedule when we re-checked, and some third-party sources now state Equiti charges no inactivity fee at all. We are recording it as not verified at the time of publication rather than repeating a figure we cannot stand behind. The discretionary withdrawal clause above is the confirmed cost that bites a dormant account.
Desktop platforms
Equiti offers MetaTrader 4, MetaTrader 5 and its own Equiti Trader. We spent most of a week on MT5 and Equiti Trader.
MT5 arrives with the expected toolkit — 80-plus built-in indicators, 21 timeframes, multi-chart layouts and the full drawing set — plus a Depth of Market window showing live liquidity at each level. Performance was stable across the whole test period, charts loaded quickly and we lost no connections. The economic calendar and news feed are built in, which is genuinely useful if you trade around scheduled events.
Equiti Trader, the proprietary platform, is cleaner, simpler and correspondingly less capable — a reasonable place to manage positions and a poor place to do analysis. The wider gap against better-equipped competitors is third-party tooling: no Autochartist, no Trading Central and no TradingView integration. Traders who rely on pattern recognition or on TradingView’s charting will notice immediately.
Mobile apps
Equiti Trader has a mobile version alongside the official MetaQuotes MT4 and MT5 apps. We tested on an iPhone 15 Pro and a Samsung Galaxy S24.
The proprietary app is the more complete product for account management: you can deposit, trade, withdraw and reach support without leaving it, which is not true of the MetaTrader apps. Navigation is clean and we hit no execution problems. We did notice price updates running roughly a second behind the desktop platform during volatile periods, which matters for short-horizon trading and not much otherwise.
Store reviews are mixed: praise for ease of use and execution speed, complaints about data refresh and occasional mismatches between displayed and actual figures. We did not reproduce the latter, but the pattern is consistent enough to mention. For charting on mobile the official MT5 app remains the better tool — Equiti Trader’s drawing and indicator set is noticeably thinner.
Trading tools
Instrument coverage is the strongest column in Equiti’s offer.
| Asset class | Approximate count | Examples |
|---|---|---|
| Forex pairs | 60+ | Majors, minors and exotics |
| Global shares | 1,500+ | Apple, Tesla, Meta, LVMH, Disney |
| MENA-listed shares | Available | Regional Middle East listings |
| Indices | 37+ | US500, UK100, AU50, EU50 |
| Commodities | 15+ | Gold, silver, platinum, palladium, oil, gas, coffee |
| Cryptocurrencies | Available | Bitcoin, Ethereum and others, as CFDs |
| ETFs | Available | Sector funds: robotics, biotech, big data |
| Futures | Available | Index and commodity futures |
MENA-listed shares are the genuinely distinctive item — very few internationally licensed CFD brokers carry them, and for anyone building exposure to those markets alongside global positions it removes the need for a second account.
Liquidity on major pairs and gold was good throughout testing. On thinly traded individual shares, spreads widened and depth thinned noticeably — expected for that class, but worth planning around rather than discovering mid-position. Pepperstone carries a wider forex list (90-plus pairs against Equiti’s 60-plus) if currency breadth is your priority.
Order execution
Equiti operates a straight-through processing model with no dealing desk, routing client orders to liquidity providers rather than pricing them internally. In principle that reduces the conflict of interest between broker and client; in practice what matters is what the fills look like.
We placed 50 orders on a live account in February 2026. Thirty-nine filled at exactly the requested price. Seven filled with positive slippage — a better price than requested — and four with negative slippage. In normal market conditions, orders were filled in under a second.
Under stress the picture changed. During the February 2026 US employment release we attempted five orders and received requotes on two, with execution speed dropping noticeably. That is characteristic of an STP broker during high-impact events rather than a defect, but it does mean Equiti is not the venue for a strategy that depends on trading news releases.
Deposits
| Method | Processing time | Equiti fee |
|---|---|---|
| Apple Pay | Instant | Free |
| Google Pay | Instant | Free |
| Visa / Mastercard | Instant | Free |
| Skrill | Instant | Free |
| Neteller | Instant | Free |
| Crypto | Instant to 1 day | Free |
| Bank transfer | 1-5 business days | Free |
We funded a $200 Visa deposit that credited in under 30 seconds, and a $150 Apple Pay deposit that was equally instant. Equiti charges nothing on any deposit route, though your bank or wallet provider may charge at their end — card issuers in particular sometimes treat broker funding as a cash advance. Card funding is supported in USD, GBP, EUR and several regional currencies; if your card currency differs from your account base currency, expect a conversion charge every time.
Withdrawals
Requests submitted before the 3pm cut-off on a business day are processed the same day where possible; later requests roll to the next business day.
| Method | Processing time | Fee |
|---|---|---|
| Visa / Mastercard | 1-5 business days | Free |
| Skrill | 1-2 business days | 1%, capped at $30 |
| Neteller | 1-2 business days | 1%, capped at $30 |
| Domestic bank transfer | 1-3 business days | Free |
| International bank transfer | 3-5 business days | $30 |
When we tested in February 2026, we requested a $300 card withdrawal at 10am on a Tuesday. Processing was confirmed by email within four hours and the funds reached the card two business days later. That matches what Equiti publishes, which is the standard we hold brokers to — the promise and the outcome agreeing.
Two structural points. First, Equiti applies a same-method rule for anti-money-laundering purposes: funds deposited by card must be returned to that card first, with profits above the deposited amount payable by bank transfer. That is normal and not a red flag, but it does mean your exit route is decided by your entry route. Second, the discretionary 0.5% to 1% withdrawal fee described in the fees section can apply to accounts the firm judges to be low-activity or irregular.
In fairness to the complaint record: Trustpilot reviews citing withdrawal delays cluster around accounts with active bonus balances attached. Bonus terms typically impose volume conditions before withdrawal, and they are the most common source of avoidable disputes at any broker. If you are offered one, read the conditions and consider declining.
Customer support
Support runs 24 hours a day, five days a week, in six languages, through live chat and email. There is no clearly published direct telephone line, which is a real limitation — some problems, particularly ones involving an open position, need a voice.
We tested both available channels. Live chat during trading hours answered in under three minutes, and the agent knew the product detail rather than reading from a script. A second attempt in the evening took about eight minutes to connect but produced an equally detailed answer. An emailed technical question about swap-free account settings came back in six hours, with an explanation and links to the relevant documentation.
Research and education
This is the weakest part of Equiti’s offer and the category that pulled hardest on the overall score.
The website carries a news and trading-ideas section covering foundational topics — how leverage works, what slippage is, order types. It is competently written and shallow. There is an integrated economic calendar and a live news feed through MT5, both useful. A demo account funded with $10,000 in virtual money gives full product access without verification or deposit, which is a genuinely good way to test the platform before committing real funds.
What is missing is everything above the entry level. No Autochartist, no Trading Central, no in-house analyst research, no structured course material, no regular webinar programme. XM’s education library and Pepperstone’s research partnerships are both substantially stronger, and a trader who wants to be taught rather than merely equipped will find Equiti thin.
Transparency belongs in this category too, and it is uneven. The account and funding pages publish clear numbers. Against that, the inactivity policy is not published as a schedule, the swap-free admin-fee tables above the $25,000 threshold live in the terms rather than on the account page, the discretionary withdrawal fee is broadly worded, and no retail loss percentage is published for the entity retail clients actually trade under. Our scoring method for all six categories is set out in how we rate brokers.
Fund safety and protections
Broker fund safety depends entirely on which entity holds your account, and with Equiti the difference between the best and worst case is unusually wide.
| Entity | Regulator | Segregation | Negative balance protection | Compensation scheme | Open to retail? |
|---|---|---|---|---|---|
| Equiti Capital UK | FCA | Yes, mandatory | Yes, mandatory | FSCS up to £85,000 | No |
| Equiti Global Markets | CySEC | Yes, mandatory | Yes, mandatory | ICF up to €20,000 | No |
| Equiti Securities UAE | SCA | Yes, mandatory | Yes | None equivalent | Yes |
| Equiti Group Jordan | JSC | Yes | Per terms | Limited | Yes |
| Equiti Brokerage Seychelles | FSA | Yes | Per terms | None | Yes |
Read the last two columns together. The two entities offering a compensation scheme are the two that do not accept retail clients. A retail client at Equiti gets client-money segregation — which is the protection that matters most, because it is what separates your balance from the firm’s own money if the firm fails — but no compensation backstop if segregation itself falls short.
Equiti states that client funds are held with tier-one banks. Segregation under SCA rules is mandatory and meaningful; under the Seychelles FSA it is a requirement with materially lighter supervision behind it. None of this indicates anything is wrong at Equiti — there is no enforcement history and no client-money finding against any entity — but it does mean the phrase “FCA-regulated broker”, which you will see attached to Equiti across the internet, describes a licence you cannot trade under. Check which entity your account agreement names before you fund it; it determines every protection in the table above.
Verdict
Equiti is a real, established, competently run broker. Over three weeks the operational side did what it said it would: accounts approved in four hours, deposits instant, a withdrawal confirmed in four hours and paid in two days, support that answered in minutes and knew the product. Seventeen years of trading history with no enforcement action against any of seven licensed entities is a record most competitors cannot match.
It scores 6.8 rather than higher because of a gap between what the licence list implies and what a retail client actually gets. The FCA and CySEC authorisations are real and they are not available to you; a retail account sits with the Seychelles, UAE, Jordanian or Kenyan entity, with segregation but no compensation scheme. That single fact moved the regulation and licensing category — the heaviest at 25% — well below where the licence count alone would put it. Thin research and uneven fee transparency did the rest.
Consider Equiti if you want swap-free terms on a modest balance, want regional shares alongside global markets, and are comfortable trading under an offshore or regional regulator. Look elsewhere if domestic regulatory protection is your first criterion, if you need strong research and education, or if you want raw spreads without a four-figure deposit. On swap-free terms specifically, only a handful of the best swap free brokers we priced beat it below a $25,000 balance.
Risk warning: CFDs and other leveraged products carry a high risk of rapid loss. Most retail investor accounts lose money trading these products. Losses can exceed deposits where negative balance protection does not apply. Nothing here is investment advice, and you should never trade with money you cannot afford to lose.
Is Equiti trustworthy?
Is Equiti a scam?
No. Equiti holds seven verifiable licences across seven jurisdictions, has traded since 2008, and has no revocation, suspension or enforcement action against any group entity. We funded accounts and withdrew successfully during testing. The word “scam” attaches to Equiti in search results mostly because of clone firms using its name — see below.
Why does the FCA warning list mention Equiti?
Because criminals have repeatedly impersonated it. The FCA has published warnings about “M.Success FX” (June 2019) and “FX-DIGITAL” at fx-digital.com (January 2025), both of which claimed to be Equiti Capital UK Limited and quoted its genuine reference number 528328. Trackers also list an entity styled “Equiti Capital Markets” as a suspected clone. These are warnings about the name, not against the firm. Separately, the FCA warning against “Equitos Group” concerns an unrelated South African company and is frequently confused with Equiti by aggregator sites — we checked it directly. If you are approached by anyone claiming to be Equiti, verify the domain is equiti.com and search the reference number on the regulator’s register yourself.
Is Equiti really FCA-regulated?
Equiti Capital UK Limited genuinely holds FCA authorisation 528328, and you can confirm it on the FCA register. But its products are directed at professional clients and eligible counterparties, not retail clients. The same is true of the Cyprus entity under CySEC 415/22. If you open a retail account, the FCA is not your regulator and the FSCS is not your safety net — your account will sit with the Seychelles, UAE, Jordanian or Kenyan entity depending on where you live. This is the most important thing to understand before opening an account, and it is not prominent in most coverage of this broker.
Can I actually withdraw my money?
In our testing, yes — a $300 card withdrawal was confirmed within four hours and paid in two business days, with no unexpected document requests. Trustpilot sits at 3.6/5 across 276 reviews and withdrawal delays are a recurring complaint theme, concentrated around accounts carrying bonus balances with volume conditions attached. Note also that Equiti’s published schedule permits a 0.5% to 1% withdrawal fee on accounts it judges to be low-activity, non-performing or irregular.
Has Equiti ever been fined or sanctioned?
We found no fine, enforcement action, licence condition, suspension or open proceeding against any Equiti entity when we checked the registers on 27 July 2026. One third-party aggregator asserts a Spanish CNMV warning; we searched CNMV’s unauthorised-entities list and the 2025-2026 warning feeds of CONSOB, BaFin, AMF and CNMV and found no entry naming any Equiti entity, so we treat that claim as unsubstantiated.
Frequently asked questions
What is the minimum deposit at Equiti?
It depends on the account. Classic and Micro have no minimum, Standard starts at $100, and Premier — the only account with raw spreads — requires $3,000. Standard and Premier can be denominated in USD, AED, GBP or EUR.
Does Equiti offer a genuine swap-free account?
Yes, and it is better structured than most. The Swap-Free Mini account removes both overnight swap and the substitute administration fee that most brokers charge instead, on deposit balances up to $25,000. If profits push your balance past that line the account stays fee-free; only further deposits convert it to a standard swap-free account with admin fees beyond a grace period. Two limitations: it runs on MetaTrader 5 only, and it covers major currencies, precious metals and indices rather than the full instrument range.
How long do Equiti withdrawals take?
When we tested in February 2026, a card withdrawal took two business days from request to funds arriving, with processing confirmed in four hours. Equiti publishes 1-5 business days for cards, 1-2 for Skrill and Neteller, 1-3 for domestic bank transfer and 3-5 for international. Requests before the 3pm cut-off are processed the same day where possible.
Is Equiti good for beginners?
Only partly. The zero-minimum Classic account and small Micro lot sizes make it easy to start, and the $10,000 demo account is a good sandbox. But Classic’s wider spreads make it the costlier account to trade, and the educational material is thin — no structured courses, no regular webinars, no third-party analysis tools. A beginner will need to learn elsewhere.
What leverage does Equiti offer?
Up to 1:500 through the entities that onboard retail clients. High leverage magnifies losses as fast as gains and is the single most common reason retail accounts are wiped out; most experienced traders use a fraction of what is available.
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